Resources
Learn before you
decide.
Plain-English guides, calculators, and answers to the questions families ask us most often.
Life Insurance 101
Term vs. whole vs. IUL — what the differences actually mean for your family.
Coverage Calculator
How much coverage do you really need? Use our simple guide based on income and family size.
Mortgage Protection Guide
What happens to your home if something happens to you? Here's how to make sure they keep it.
Claims Made Simple
A step-by-step walkthrough of what to expect when filing a claim, written for real humans.
Frequently Asked
Answers, straight up.
How fast can I get approved?
Many of our qualified policies offer same-day approval. Traditional underwriting typically takes 2-4 weeks.
Do I need a medical exam?
Not always. We offer no-exam policies up to certain coverage amounts, depending on age and health.
How much coverage do I need?
A common rule is 10-12x your annual income, plus mortgage and any debt. Our advisors will calculate your exact number for free.
What if I already have a policy?
We’ll review it side-by-side with what’s available today. Many clients find better coverage for less — but if your current policy is best, we’ll tell you. Many of our qualified policies offer same-day approval. Traditional underwriting typically takes 2-4 weeks.
Are your advisors licensed?
Yes. Every Dearborn Financial advisor is fully licensed in the states they serve and works with A-rated carriers only.
What does it cost to talk to you?
We’ll review it side-by-side with what’s available today. Many clients find better coverage for less — but if your current policy is best, we’ll tell you. Many of our qualified policies offer same-day approval. Traditional underwriting typically takes 2-4 weeks.
Still have questions?